Frost dates are averages — plan for the spread
An “average last frost” of May 10 means that in half of years there is a frost after May 10. Tender transplants (tomatoes, peppers, basil, squash) should go out one to two weeks after the average, or earlier with row cover on hand. Hardy crops (peas, spinach, onions, brassicas) shrug off light frost and can go in weeks before.
In fall the average first frost is the date to work backward from: a 60-day bean sown 75 days before it gives you two weeks of picking. Low spots and open fields frost earlier than a city garden against a south wall — your guide's estimate is for your general location; adjust for your yard.